Health Insurance

Saturday, August 29, 2009


In today's world of competitiveness, a healthy workforce is essential for optimum organizational performance. The costs associated in managing a health care system have been rising at an alarming scale; on the other hand the importance of timely service in providing health care facilities to employees has also been an area of concern for corporations. Adamjee’s comprehensive product helps you achieve your targets in the most efficient and beneficial manner.


Our Health Insurance Plan serves as a one window solution which means better outcomes for employees and simplified administration for you. Our comprehensive health insurance solutions are designed to cater to specific health needs of your employees along with an emphasis on managing health related costs efficiently.


Extended Medical Cover Facility
While basic hospital, medical and surgical policies stop paying benefits when certain limits are reached, our Extended Medical Cover continues to provide additional protection against the increasingly high costs of serious or continuing illnesses and injuries. Our comprehensive cover comprises of the basic ‘In-patient Medical Cover’ and ‘Extended Medical Cover’ into one policy. These comprehensive policies provide broader coverage than basic policies and are adequate to cover losses in the event of a catastrophic illness or injury.

Maternity Cover
We offer maternity benefits for hospitalisation relating to pregnancy. The maternity benefits are available from day one of the policy cover and include:

  • Hospital room charges
  • Miscellaneous hospital services and supplies
  • Labour room or operation theatre charges
  • Doctor's fees for delivery and subsequent visits
  • Nursery care for the baby

Dread Disease Cover
Our coverage goes to the extent of covering major illnesses and fatal diseases which are included in our Dread Disease Cover being offered only by Adamjee. This cover includes the following diseases:

  • Myocardial Infarction (Heart attack)
  • Coronary artery disease requiring surgery – Angiography & Angioplasty
  • Stroke – Any cerebro-vascular accident including infarction of brain tissue, haemorrhage and embolisation from an extra-cranial source
  • Cancer
  • AIDS
  • Major Organ Transplantation
  • Multiple Sclerosis
  • Hepatitis B & C
  • Severe Burns
Out Patient Treatment Cover
The Out-patient medical treatment cover is valid for reasonable and customary charges for all necessary medical treatments and services provided by or on the order of a licensed physician.

Panel Hospitals and Medical Personnel
We have a wide coverage of hospitals and day-patient units all over UAE, which make us more accessible, especially during emergencies. All the hospitals have been assessed by our quality assessment team, ensuring that they provide health care services which are up to your desired standards. Not only do we choose hospitals that offer exceptional safety standards and outstanding expertise, we also consider their efforts towards continuous improvements in technology and training of staff.


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