Fire and Allied Perils

Saturday, August 29, 2009

Intended Users:
Bankers
Offices
Factories
Godowns
Hospitals
Home owners
Shop owners
Coverage:
  1. Riot and Strike Damage.
  2. Malicious Damage.
  3. Aircraft Damage.
  4. Explosion.
  5. Impact Damage.
  6. Atmospheric Disturbance (not applicable for Goods in open area).
  7. Earthquake (fire and shock).
  8. Burglary (not applicable for Goods in open area).
Exclusions:

This insurance policy does not cover the following conditions:

  1. Loss or damage in consequence of the burning of property by order of any public authority.
  2. Loss by theft during or after the occurrence of fire.
  3. Loss or damage caused by ionizing radiations or by radioactivity from any nuclear fuel.
  4. Loss or damage due to the pollution or contamination except stated in the policy.
  5. Loss or damage through the burning of forests, bush or jungle and clearing of lands by fire.
  6. Loss or damage due to the nuclear weapons material.
  7. This insurance Policy does not cover any loss, which is covered in any other policy.

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