Cheapest Auto Insurance Quote - Five Interesting Tips To Help You Get Better Rates

Thursday, September 10, 2009

Cheapest auto insurance quote: You can get better rates if you have the right tips. I'll share five very interesting ways to cut down on what you pay. You'll achieve this without downgrading the quality of coverage you get...

1. Women get better rates than men because statistics show they are "better" drivers. This means it makes sense for you to buy auto insurance in the lady's name with the guy as the secondary driver. For marriages that don't have issues with ego and stuff like that, this is a good way to save on your rates.

2. Under-25 drivers get very high rates. However, one step you can take to enjoy lower rates if you belong to this age bracket is keep getting good grades.

You have to maintain a grade point not lower than B to get a good student discount. This will slash off up to five percent from your rate if you make yourself eligible. Students who maintain good grades are generally considered more responsible and less prone to reckless driving.

3. Have you checked if your credit card company offers rental car coverage? More often than not, you'll discover that your credit card provider has already given you this coverage as added value. Therefore, to ensure you do NOT pay more for unnecessary coverage, check.

4. Drive carefully if you're truly serious about attracting lower car insurance rates. It's a smart decision to NOT drive at all if you have taken alcohol no matter how little.

If you're convicted for driving under the influence (DUI) you'll NOT see cheap rates for a very long time. Even those speeding tickets do add up to make you pay more expensive rates over time. You'll do yourself a world of good by obeying all traffic laws always.

5. Get and compare many auto insurance quotes. I personally recommend that you get and compare quotes from five or more reputable sites. This makes it more unlikely that you'll miss any offers out there.


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