Get Car Insurance Quotes For New Drivers

Thursday, August 27, 2009

It doesn't matter what age you have you need to have auto insurance, every state in the US requires you to have at least the minimum coverage, however is always important to get the most coverage that you can afford to protect your financial assets and you life in case of an accident.
If you are a new driver you need to look for car insurance quotes and compare rates, however as you may already know car insurance for teenagers and new drivers is expensive, that is because new drivers have no experience and are more prone to have an accident, but also because teenagers cause most of the fatal accidents.
So even if you are a safe driver you will have to pay high rates, but dont worry you can still get better rates, you can ask for discounts and lower your rates if you follow some simple advice.
Use a car that has low value and that is not expensive to repair or replace, new expensive cars and sports cars pay high rates.
Keep your vehicle mileage low, if you drive less you are less prone to get in to an accident, usually a person that drives less than 10,000 miles a year gets a better rate than someone else than drives more, however try to keep your mileage as low as possible and you may get even better rates.
If you are going to drive your car just to school say that to your insurance agent, maybe you dont need the car to drive at night or on weekends that may lower your rates.
There are companies that will give you a discount for not driving at nights, for example if you dont drive from 11:00pm to 6:00pm you get a discount.
Take a driving course, as a new driver you dont have experience if you take a course the insurance agent will be more kind with you and give you a discount.
But most importantly compare auto insurance quotes online, shop around and every year compare quotes. To get a quote online is very easy you just have to provide your personal and vehicle details.


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